AI agents can already plan a trip, restock a pantry, and top up their own API credits. The one thing standing between them and actually doing it is a payment method. And nobody sensible hands their real card to a language model.
AI agents are becoming economic actors. They book flights, order food, pay for SaaS subscriptions, top up API credits, and settle with suppliers, often faster than a human could approve the request. But they don't have payment infrastructure built for that.
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