about | a·card
about

AI agents are learning to spend.
We are the infrastructure to allow it.

AI agents can already plan a trip, restock a pantry, and top up their own API credits. The one thing standing between them and actually doing it is a payment method. And nobody sensible hands their real card to a language model.

a·card exists to make that handoff safe. We issue disposable, budget-capped virtual cards that agents mint for a single job. The card carries the rules (how much, where, how often) and the money sits in a prepaid wallet you control. When the job is done, the card is gone.

We started local because that's home, and because prepaid wallets and local payment rails were being ignored by everyone building for agents. We're building the payment layer we'd want our own agents to use: prepaid, scoped, human-approved, and open source.

our mission

AI agents are becoming economic actors. They book flights, order food, pay for SaaS subscriptions, top up API credits, and settle with suppliers, often faster than a human could approve the request. But they don't have payment infrastructure built for that.

a·card exists to fix this. We give AI agents their own virtual cards, minted in seconds from a prepaid wallet, hard-capped to a budget, and enforced at the authorization layer with full visibility into every transaction.

Whether your agent is Claude, a custom MCP server, a CLI script, or anything in between, if it can make an HTTP request, it can use a·card. Built for South African and US markets from day one.

Two people in conversation

What we believe

prepaid, not credit
The worst case should always be bounded. An agent can only ever lose what you chose to load.
humans approve, by default
Autonomy is a dial, not a switch. Big or unusual spends should always reach a person first.
no special agent lane
Agents use the same API humans do, with the same guardrails. A backdoor for machines is a backdoor.
open source, on purpose
If you're trusting our ledger with your money, you should be able to read every line of it.

Want to build with us?

We're a small team and we answer our own email.

Get in touch